I personally think that carrying OWB is a little more comfortable, but certainly don't find IWB to be uncomfortable at all. Since the AZ weather, and the clothing that goes with that requires me to carry IWB, that's what I do. I used to carry further back like you sdmc530 (around the 4:00 maybe as much as 4:30), but have since moved forward as it hides the grip better. Neither the best man who bought this for his friend, nor I, can fathom carrying a 5 inch 1911 in the appendix position, either IWB or OWB. Forget the LCP I mentioned above, I doubt I could carry a Zippo in that position! Not a big deal since I don't smoke (I did used to collect Zippos though
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Paul